I’m moving back to Portugal
For people living abroad who want to return: how much IRS you save, what it costs to live here and what to sort out.
Work it out
- Returning to Portugal: how much IRS will I save?Former-resident tax break, car without ISV, what to sort out
- How much will I take home from my salary in Portugal in 2026?With IRS (income tax) withholding and Segurança Social
- How much does it cost to live in Portugal?Monthly budget for Lisbon, Porto, the Algarve and more
- Can I afford this house?Deposit, taxes, deed and monthly payment
- How much will my mortgage payment be in Portugal?With the current Euribor and debt-to-income ratio
Next steps
- Change your tax address to Portugal on the Portal das Finanças.
- If you bring your car, apply for the ISV exemption within 12 months of moving.
- Register at your health centre and check that your NISS is active.
- Keep proof of the contributions you paid abroad: they count towards your pension.