How big should my emergency fund be?
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Rent or mortgage payment, household bills, food, transport.
Example: change the values to see your own case
Your emergency fund
€7,200
€5,700 to go. Saving €200 per month, you’ll get there in 29 months.
How it was calculated
An emergency fund is money kept separately and easy to withdraw, for the unexpected: losing your job, a car breakdown, a health expense. It is measured in months of your fixed expenses.
Frequently asked questions
How many months should an emergency fund cover?
Between 3 and 6 months of fixed expenses is most common; self-employed workers usually need more.
Where should I keep my emergency fund?
Somewhere safe and easy to withdraw from, like a savings account or a deposit with no penalty.